LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,084
−HK$7,154/mo
▼ 0.25% · 3.875%
HK$117,633
−HK$3,605/mo
Today · 4.125%
HK$121,238
baseline
▲ 0.50% · 4.625%
HK$128,615
+HK$7,377/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,476/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,918
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,321
−HK$3,454/mo
Today · 4.125%
HK$133,775
baseline
▲ 0.50% · 4.625%
HK$140,826
+HK$7,051/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,550/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,901
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,159
−HK$4,327/mo
Today · 4.125%
HK$145,486
baseline
▲ 0.50% · 4.625%
HK$154,338
+HK$8,852/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$290,972/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,301
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,386
−HK$4,143/mo
Today · 4.125%
HK$160,529
baseline
▲ 0.50% · 4.625%
HK$168,991
+HK$8,462/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$321,058/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,718
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,686
−HK$5,048/mo
Today · 4.125%
HK$169,734
baseline
▲ 0.50% · 4.625%
HK$180,062
+HK$10,328/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,468/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,685
−HK$9,599/mo
▼ 0.25% · 3.875%
HK$182,450
−HK$4,834/mo
Today · 4.125%
HK$187,284
baseline
▲ 0.50% · 4.625%
HK$197,156
+HK$9,872/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,568/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,352
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$211,739
−HK$6,490/mo
Today · 4.125%
HK$218,229
baseline
▲ 0.50% · 4.625%
HK$231,508
+HK$13,279/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,458/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,452
−HK$12,342/mo
▼ 0.25% · 3.875%
HK$234,579
−HK$6,215/mo
Today · 4.125%
HK$240,794
baseline
▲ 0.50% · 4.625%
HK$253,487
+HK$12,693/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,588/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,332 · Scale 2, in force from 26 Feb 2026)