LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,088
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,637
−HK$3,606/mo
Today · 4.125%
HK$121,243
baseline
▲ 0.50% · 4.625%
HK$128,620
+HK$7,377/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,486/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,922
−HK$6,857/mo
▼ 0.25% · 3.875%
HK$130,326
−HK$3,453/mo
Today · 4.125%
HK$133,779
baseline
▲ 0.50% · 4.625%
HK$140,831
+HK$7,052/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,558/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,906
−HK$8,585/mo
▼ 0.25% · 3.875%
HK$141,165
−HK$4,326/mo
Today · 4.125%
HK$145,491
baseline
▲ 0.50% · 4.625%
HK$154,344
+HK$8,853/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$290,982/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,307
−HK$8,228/mo
▼ 0.25% · 3.875%
HK$156,391
−HK$4,144/mo
Today · 4.125%
HK$160,535
baseline
▲ 0.50% · 4.625%
HK$168,997
+HK$8,462/mo
Deposit HK$20.01M · loan HK$30.02M · min. income ≈ HK$321,070/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,724
−HK$10,016/mo
▼ 0.25% · 3.875%
HK$164,692
−HK$5,048/mo
Today · 4.125%
HK$169,740
baseline
▲ 0.50% · 4.625%
HK$180,068
+HK$10,328/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$339,480/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,691
−HK$9,600/mo
▼ 0.25% · 3.875%
HK$182,457
−HK$4,834/mo
Today · 4.125%
HK$187,291
baseline
▲ 0.50% · 4.625%
HK$197,164
+HK$9,873/mo
Deposit HK$15.01M · loan HK$35.02M · min. income ≈ HK$374,582/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,359
−HK$12,878/mo
▼ 0.25% · 3.875%
HK$211,747
−HK$6,490/mo
Today · 4.125%
HK$218,237
baseline
▲ 0.50% · 4.625%
HK$231,516
+HK$13,279/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,474/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,460
−HK$12,343/mo
▼ 0.25% · 3.875%
HK$234,587
−HK$6,216/mo
Today · 4.125%
HK$240,803
baseline
▲ 0.50% · 4.625%
HK$253,496
+HK$12,693/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,606/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,410 · Scale 2, in force from 26 Feb 2026)