LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,099
−HK$7,155/mo
▼ 0.25% · 3.875%
HK$117,648
−HK$3,606/mo
Today · 4.125%
HK$121,254
baseline
▲ 0.50% · 4.625%
HK$128,632
+HK$7,378/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,508/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,934
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,338
−HK$3,454/mo
Today · 4.125%
HK$133,792
baseline
▲ 0.50% · 4.625%
HK$140,844
+HK$7,052/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,584/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,919
−HK$8,586/mo
▼ 0.25% · 3.875%
HK$141,178
−HK$4,327/mo
Today · 4.125%
HK$145,505
baseline
▲ 0.50% · 4.625%
HK$154,358
+HK$8,853/mo
Deposit HK$20.02M · loan HK$30.02M · min. income ≈ HK$291,010/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,321
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,406
−HK$4,144/mo
Today · 4.125%
HK$160,550
baseline
▲ 0.50% · 4.625%
HK$169,013
+HK$8,463/mo
Deposit HK$20.02M · loan HK$30.02M · min. income ≈ HK$321,100/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,739
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,707
−HK$5,049/mo
Today · 4.125%
HK$169,756
baseline
▲ 0.50% · 4.625%
HK$180,085
+HK$10,329/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,512/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,708
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,474
−HK$4,835/mo
Today · 4.125%
HK$187,309
baseline
▲ 0.50% · 4.625%
HK$197,182
+HK$9,873/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,618/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,378
−HK$12,879/mo
▼ 0.25% · 3.875%
HK$211,767
−HK$6,490/mo
Today · 4.125%
HK$218,257
baseline
▲ 0.50% · 4.625%
HK$231,538
+HK$13,281/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$436,514/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,481
−HK$12,344/mo
▼ 0.25% · 3.875%
HK$234,609
−HK$6,216/mo
Today · 4.125%
HK$240,825
baseline
▲ 0.50% · 4.625%
HK$253,519
+HK$12,694/mo
Deposit HK$5.00M · loan HK$45.03M · min. income ≈ HK$481,650/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,606 · Scale 2, in force from 26 Feb 2026)