LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,103
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,653
−HK$3,606/mo
Today · 4.125%
HK$121,259
baseline
▲ 0.50% · 4.625%
HK$128,637
+HK$7,378/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,518/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,939
−HK$6,858/mo
▼ 0.25% · 3.875%
HK$130,343
−HK$3,454/mo
Today · 4.125%
HK$133,797
baseline
▲ 0.50% · 4.625%
HK$140,850
+HK$7,053/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,594/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,924
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$141,183
−HK$4,328/mo
Today · 4.125%
HK$145,511
baseline
▲ 0.50% · 4.625%
HK$154,364
+HK$8,853/mo
Deposit HK$20.02M · loan HK$30.02M · min. income ≈ HK$291,022/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,327
−HK$8,229/mo
▼ 0.25% · 3.875%
HK$156,412
−HK$4,144/mo
Today · 4.125%
HK$160,556
baseline
▲ 0.50% · 4.625%
HK$169,020
+HK$8,464/mo
Deposit HK$20.02M · loan HK$30.02M · min. income ≈ HK$321,112/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,745
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$164,714
−HK$5,048/mo
Today · 4.125%
HK$169,762
baseline
▲ 0.50% · 4.625%
HK$180,092
+HK$10,330/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,524/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,715
−HK$9,601/mo
▼ 0.25% · 3.875%
HK$182,481
−HK$4,835/mo
Today · 4.125%
HK$187,316
baseline
▲ 0.50% · 4.625%
HK$197,190
+HK$9,874/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,632/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,386
−HK$12,880/mo
▼ 0.25% · 3.875%
HK$211,775
−HK$6,491/mo
Today · 4.125%
HK$218,266
baseline
▲ 0.50% · 4.625%
HK$231,547
+HK$13,281/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$436,532/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,490
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$234,618
−HK$6,217/mo
Today · 4.125%
HK$240,835
baseline
▲ 0.50% · 4.625%
HK$253,529
+HK$12,694/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$481,670/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,690 · Scale 2, in force from 26 Feb 2026)