LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,109
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,659
−HK$3,606/mo
Today · 4.125%
HK$121,265
baseline
▲ 0.50% · 4.625%
HK$128,644
+HK$7,379/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,530/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,945
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,350
−HK$3,454/mo
Today · 4.125%
HK$133,804
baseline
▲ 0.50% · 4.625%
HK$140,857
+HK$7,053/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,608/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,931
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$141,190
−HK$4,328/mo
Today · 4.125%
HK$145,518
baseline
▲ 0.50% · 4.625%
HK$154,372
+HK$8,854/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$291,036/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,334
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,420
−HK$4,145/mo
Today · 4.125%
HK$160,565
baseline
▲ 0.50% · 4.625%
HK$169,028
+HK$8,463/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$321,130/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,753
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$164,722
−HK$5,049/mo
Today · 4.125%
HK$169,771
baseline
▲ 0.50% · 4.625%
HK$180,101
+HK$10,330/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,542/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,723
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$182,490
−HK$4,835/mo
Today · 4.125%
HK$187,325
baseline
▲ 0.50% · 4.625%
HK$197,200
+HK$9,875/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,650/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,397
−HK$12,880/mo
▼ 0.25% · 3.875%
HK$211,786
−HK$6,491/mo
Today · 4.125%
HK$218,277
baseline
▲ 0.50% · 4.625%
HK$231,558
+HK$13,281/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$436,554/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,502
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$234,630
−HK$6,217/mo
Today · 4.125%
HK$240,847
baseline
▲ 0.50% · 4.625%
HK$253,542
+HK$12,695/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$481,694/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,797 · Scale 2, in force from 26 Feb 2026)