LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,110
−HK$7,156/mo
▼ 0.25% · 3.875%
HK$117,660
−HK$3,606/mo
Today · 4.125%
HK$121,266
baseline
▲ 0.50% · 4.625%
HK$128,645
+HK$7,379/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,532/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,946
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,351
−HK$3,454/mo
Today · 4.125%
HK$133,805
baseline
▲ 0.50% · 4.625%
HK$140,858
+HK$7,053/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,610/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,932
−HK$8,587/mo
▼ 0.25% · 3.875%
HK$141,192
−HK$4,327/mo
Today · 4.125%
HK$145,519
baseline
▲ 0.50% · 4.625%
HK$154,374
+HK$8,855/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$291,038/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,336
−HK$8,230/mo
▼ 0.25% · 3.875%
HK$156,421
−HK$4,145/mo
Today · 4.125%
HK$160,566
baseline
▲ 0.50% · 4.625%
HK$169,030
+HK$8,464/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$321,132/mo (50% DSR)
Upfront cash ≈ HK$22.14M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,754
−HK$10,018/mo
▼ 0.25% · 3.875%
HK$164,724
−HK$5,048/mo
Today · 4.125%
HK$169,772
baseline
▲ 0.50% · 4.625%
HK$180,103
+HK$10,331/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,544/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,725
−HK$9,602/mo
▼ 0.25% · 3.875%
HK$182,492
−HK$4,835/mo
Today · 4.125%
HK$187,327
baseline
▲ 0.50% · 4.625%
HK$197,201
+HK$9,874/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,654/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,398
−HK$12,881/mo
▼ 0.25% · 3.875%
HK$211,787
−HK$6,492/mo
Today · 4.125%
HK$218,279
baseline
▲ 0.50% · 4.625%
HK$231,560
+HK$13,281/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$436,558/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,504
−HK$12,345/mo
▼ 0.25% · 3.875%
HK$234,632
−HK$6,217/mo
Today · 4.125%
HK$240,849
baseline
▲ 0.50% · 4.625%
HK$253,544
+HK$12,695/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$481,698/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,126,816 · Scale 2, in force from 26 Feb 2026)