LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,411
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,766
−HK$361/mo
Today · 4.125%
HK$12,127
baseline
▲ 0.50% · 4.625%
HK$12,865
+HK$738/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,254/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,695
−HK$686/mo
▼ 0.25% · 3.875%
HK$13,035
−HK$346/mo
Today · 4.125%
HK$13,381
baseline
▲ 0.50% · 4.625%
HK$14,086
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,762/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,693
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,119
−HK$433/mo
Today · 4.125%
HK$14,552
baseline
▲ 0.50% · 4.625%
HK$15,438
+HK$886/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,104/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,234
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,642
−HK$415/mo
Today · 4.125%
HK$16,057
baseline
▲ 0.50% · 4.625%
HK$16,903
+HK$846/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,114/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,976
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,473
−HK$505/mo
Today · 4.125%
HK$16,978
baseline
▲ 0.50% · 4.625%
HK$18,011
+HK$1,033/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,956/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,773
−HK$960/mo
▼ 0.25% · 3.875%
HK$18,250
−HK$483/mo
Today · 4.125%
HK$18,733
baseline
▲ 0.50% · 4.625%
HK$19,721
+HK$988/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,466/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,540
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,179
−HK$649/mo
Today · 4.125%
HK$21,828
baseline
▲ 0.50% · 4.625%
HK$23,156
+HK$1,328/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,656/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,851
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,464
−HK$621/mo
Today · 4.125%
HK$24,085
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,270/mo
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$48,170/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,599 · Scale 2, in force from 26 Feb 2026)