LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,123
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,673
−HK$3,607/mo
Today · 4.125%
HK$121,280
baseline
▲ 0.50% · 4.625%
HK$128,659
+HK$7,379/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,560/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,961
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,366
−HK$3,454/mo
Today · 4.125%
HK$133,820
baseline
▲ 0.50% · 4.625%
HK$140,874
+HK$7,054/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,640/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,948
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,208
−HK$4,328/mo
Today · 4.125%
HK$145,536
baseline
▲ 0.50% · 4.625%
HK$154,391
+HK$8,855/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$291,072/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,353
−HK$8,231/mo
▼ 0.25% · 3.875%
HK$156,439
−HK$4,145/mo
Today · 4.125%
HK$160,584
baseline
▲ 0.50% · 4.625%
HK$169,049
+HK$8,465/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$321,168/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,772
−HK$10,020/mo
▼ 0.25% · 3.875%
HK$164,742
−HK$5,050/mo
Today · 4.125%
HK$169,792
baseline
▲ 0.50% · 4.625%
HK$180,123
+HK$10,331/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,584/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,745
−HK$9,603/mo
▼ 0.25% · 3.875%
HK$182,512
−HK$4,836/mo
Today · 4.125%
HK$187,348
baseline
▲ 0.50% · 4.625%
HK$197,224
+HK$9,876/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,696/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,422
−HK$12,881/mo
▼ 0.25% · 3.875%
HK$211,811
−HK$6,492/mo
Today · 4.125%
HK$218,303
baseline
▲ 0.50% · 4.625%
HK$231,587
+HK$13,284/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$436,606/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,530
−HK$12,346/mo
▼ 0.25% · 3.875%
HK$234,659
−HK$6,217/mo
Today · 4.125%
HK$240,876
baseline
▲ 0.50% · 4.625%
HK$253,573
+HK$12,697/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$481,752/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,057 · Scale 2, in force from 26 Feb 2026)