LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,124
−HK$7,157/mo
▼ 0.25% · 3.875%
HK$117,674
−HK$3,607/mo
Today · 4.125%
HK$121,281
baseline
▲ 0.50% · 4.625%
HK$128,660
+HK$7,379/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$242,562/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,962
−HK$6,859/mo
▼ 0.25% · 3.875%
HK$130,367
−HK$3,454/mo
Today · 4.125%
HK$133,821
baseline
▲ 0.50% · 4.625%
HK$140,875
+HK$7,054/mo
Deposit HK$25.02M · loan HK$25.02M · min. income ≈ HK$267,642/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,949
−HK$8,588/mo
▼ 0.25% · 3.875%
HK$141,209
−HK$4,328/mo
Today · 4.125%
HK$145,537
baseline
▲ 0.50% · 4.625%
HK$154,392
+HK$8,855/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$291,074/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,354
−HK$8,232/mo
▼ 0.25% · 3.875%
HK$156,440
−HK$4,146/mo
Today · 4.125%
HK$160,586
baseline
▲ 0.50% · 4.625%
HK$169,050
+HK$8,464/mo
Deposit HK$20.02M · loan HK$30.03M · min. income ≈ HK$321,172/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,774
−HK$10,019/mo
▼ 0.25% · 3.875%
HK$164,744
−HK$5,049/mo
Today · 4.125%
HK$169,793
baseline
▲ 0.50% · 4.625%
HK$180,124
+HK$10,331/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$339,586/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,747
−HK$9,603/mo
▼ 0.25% · 3.875%
HK$182,514
−HK$4,836/mo
Today · 4.125%
HK$187,350
baseline
▲ 0.50% · 4.625%
HK$197,225
+HK$9,875/mo
Deposit HK$15.01M · loan HK$35.03M · min. income ≈ HK$374,700/mo (50% DSR)
Upfront cash ≈ HK$17.14M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,423
−HK$12,882/mo
▼ 0.25% · 3.875%
HK$211,813
−HK$6,492/mo
Today · 4.125%
HK$218,305
baseline
▲ 0.50% · 4.625%
HK$231,589
+HK$13,284/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$436,610/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,531
−HK$12,347/mo
▼ 0.25% · 3.875%
HK$234,661
−HK$6,217/mo
Today · 4.125%
HK$240,878
baseline
▲ 0.50% · 4.625%
HK$253,575
+HK$12,697/mo
Deposit HK$5.00M · loan HK$45.04M · min. income ≈ HK$481,756/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,075 · Scale 2, in force from 26 Feb 2026)