LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,150
−HK$7,158/mo
▼ 0.25% · 3.875%
HK$117,700
−HK$3,608/mo
Today · 4.125%
HK$121,308
baseline
▲ 0.50% · 4.625%
HK$128,689
+HK$7,381/mo
Deposit HK$25.03M · loan HK$25.03M · min. income ≈ HK$242,616/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,990
−HK$6,861/mo
▼ 0.25% · 3.875%
HK$130,396
−HK$3,455/mo
Today · 4.125%
HK$133,851
baseline
▲ 0.50% · 4.625%
HK$140,907
+HK$7,056/mo
Deposit HK$25.03M · loan HK$25.03M · min. income ≈ HK$267,702/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,980
−HK$8,590/mo
▼ 0.25% · 3.875%
HK$141,241
−HK$4,329/mo
Today · 4.125%
HK$145,570
baseline
▲ 0.50% · 4.625%
HK$154,427
+HK$8,857/mo
Deposit HK$20.02M · loan HK$30.04M · min. income ≈ HK$291,140/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,389
−HK$8,233/mo
▼ 0.25% · 3.875%
HK$156,476
−HK$4,146/mo
Today · 4.125%
HK$160,622
baseline
▲ 0.50% · 4.625%
HK$169,088
+HK$8,466/mo
Deposit HK$20.02M · loan HK$30.04M · min. income ≈ HK$321,244/mo (50% DSR)
Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,810
−HK$10,021/mo
▼ 0.25% · 3.875%
HK$164,781
−HK$5,050/mo
Today · 4.125%
HK$169,831
baseline
▲ 0.50% · 4.625%
HK$180,165
+HK$10,334/mo
Deposit HK$15.02M · loan HK$35.04M · min. income ≈ HK$339,662/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,787
−HK$9,605/mo
▼ 0.25% · 3.875%
HK$182,555
−HK$4,837/mo
Today · 4.125%
HK$187,392
baseline
▲ 0.50% · 4.625%
HK$197,270
+HK$9,878/mo
Deposit HK$15.02M · loan HK$35.04M · min. income ≈ HK$374,784/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,470
−HK$12,884/mo
▼ 0.25% · 3.875%
HK$211,861
−HK$6,493/mo
Today · 4.125%
HK$218,354
baseline
▲ 0.50% · 4.625%
HK$231,641
+HK$13,287/mo
Deposit HK$5.01M · loan HK$45.05M · min. income ≈ HK$436,708/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,583
−HK$12,350/mo
▼ 0.25% · 3.875%
HK$234,713
−HK$6,220/mo
Today · 4.125%
HK$240,933
baseline
▲ 0.50% · 4.625%
HK$253,632
+HK$12,699/mo
Deposit HK$5.01M · loan HK$45.05M · min. income ≈ HK$481,866/mo (50% DSR)
Upfront cash ≈ HK$7.13M (deposit + AVD stamp duty HK$2,127,553 · Scale 2, in force from 26 Feb 2026)