LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,416
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,772
−HK$360/mo
Today · 4.125%
HK$12,132
baseline
▲ 0.50% · 4.625%
HK$12,871
+HK$739/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,264/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,701
−HK$686/mo
▼ 0.25% · 3.875%
HK$13,041
−HK$346/mo
Today · 4.125%
HK$13,387
baseline
▲ 0.50% · 4.625%
HK$14,092
+HK$705/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,774/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,700
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,126
−HK$433/mo
Today · 4.125%
HK$14,559
baseline
▲ 0.50% · 4.625%
HK$15,445
+HK$886/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,118/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,241
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,650
−HK$414/mo
Today · 4.125%
HK$16,064
baseline
▲ 0.50% · 4.625%
HK$16,911
+HK$847/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,128/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,983
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,480
−HK$505/mo
Today · 4.125%
HK$16,985
baseline
▲ 0.50% · 4.625%
HK$18,019
+HK$1,034/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$33,970/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,781
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,258
−HK$484/mo
Today · 4.125%
HK$18,742
baseline
▲ 0.50% · 4.625%
HK$19,729
+HK$987/mo
Deposit HK$1.50M · loan HK$3.50M · min. income ≈ HK$37,484/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,550
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,189
−HK$649/mo
Today · 4.125%
HK$21,838
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,329/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,861
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,474
−HK$622/mo
Today · 4.125%
HK$24,096
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,270/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$48,192/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,650 · Scale 2, in force from 26 Feb 2026)