LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,174
−HK$7,159/mo
▼ 0.25% · 3.875%
HK$117,725
−HK$3,608/mo
Today · 4.125%
HK$121,333
baseline
▲ 0.50% · 4.625%
HK$128,716
+HK$7,383/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,666/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,017
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,424
−HK$3,456/mo
Today · 4.125%
HK$133,880
baseline
▲ 0.50% · 4.625%
HK$140,937
+HK$7,057/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,760/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,009
−HK$8,591/mo
▼ 0.25% · 3.875%
HK$141,270
−HK$4,330/mo
Today · 4.125%
HK$145,600
baseline
▲ 0.50% · 4.625%
HK$154,460
+HK$8,860/mo
Deposit HK$20.03M · loan HK$30.04M · min. income ≈ HK$291,200/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,421
−HK$8,234/mo
▼ 0.25% · 3.875%
HK$156,508
−HK$4,147/mo
Today · 4.125%
HK$160,655
baseline
▲ 0.50% · 4.625%
HK$169,124
+HK$8,469/mo
Deposit HK$20.03M · loan HK$30.04M · min. income ≈ HK$321,310/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,843
−HK$10,024/mo
▼ 0.25% · 3.875%
HK$164,815
−HK$5,052/mo
Today · 4.125%
HK$169,867
baseline
▲ 0.50% · 4.625%
HK$180,203
+HK$10,336/mo
Deposit HK$15.02M · loan HK$35.05M · min. income ≈ HK$339,734/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,824
−HK$9,607/mo
▼ 0.25% · 3.875%
HK$182,593
−HK$4,838/mo
Today · 4.125%
HK$187,431
baseline
▲ 0.50% · 4.625%
HK$197,311
+HK$9,880/mo
Deposit HK$15.02M · loan HK$35.05M · min. income ≈ HK$374,862/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,513
−HK$12,887/mo
▼ 0.25% · 3.875%
HK$211,905
−HK$6,495/mo
Today · 4.125%
HK$218,400
baseline
▲ 0.50% · 4.625%
HK$231,689
+HK$13,289/mo
Deposit HK$5.01M · loan HK$45.06M · min. income ≈ HK$436,800/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,631
−HK$12,352/mo
▼ 0.25% · 3.875%
HK$234,763
−HK$6,220/mo
Today · 4.125%
HK$240,983
baseline
▲ 0.50% · 4.625%
HK$253,686
+HK$12,703/mo
Deposit HK$5.01M · loan HK$45.06M · min. income ≈ HK$481,966/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,001 · Scale 2, in force from 26 Feb 2026)