LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,419
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,774
−HK$361/mo
Today · 4.125%
HK$12,135
baseline
▲ 0.50% · 4.625%
HK$12,873
+HK$738/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$24,270/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,703
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,044
−HK$346/mo
Today · 4.125%
HK$13,390
baseline
▲ 0.50% · 4.625%
HK$14,096
+HK$706/mo
Deposit HK$2.50M · loan HK$2.50M · min. income ≈ HK$26,780/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,703
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,129
−HK$433/mo
Today · 4.125%
HK$14,562
baseline
▲ 0.50% · 4.625%
HK$15,448
+HK$886/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$29,124/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,244
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,653
−HK$415/mo
Today · 4.125%
HK$16,068
baseline
▲ 0.50% · 4.625%
HK$16,915
+HK$847/mo
Deposit HK$2.00M · loan HK$3.00M · min. income ≈ HK$32,136/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,987
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,484
−HK$505/mo
Today · 4.125%
HK$16,989
baseline
▲ 0.50% · 4.625%
HK$18,023
+HK$1,034/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$33,978/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,785
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,262
−HK$484/mo
Today · 4.125%
HK$18,746
baseline
▲ 0.50% · 4.625%
HK$19,734
+HK$988/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$37,492/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,554
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,193
−HK$650/mo
Today · 4.125%
HK$21,843
baseline
▲ 0.50% · 4.625%
HK$23,172
+HK$1,329/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,686/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,480
−HK$622/mo
Today · 4.125%
HK$24,102
baseline
▲ 0.50% · 4.625%
HK$25,372
+HK$1,270/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$48,204/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$112,675 · Scale 2, in force from 26 Feb 2026)