LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,190
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,742
−HK$3,609/mo
Today · 4.125%
HK$121,351
baseline
▲ 0.50% · 4.625%
HK$128,734
+HK$7,383/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,702/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,035
−HK$6,863/mo
▼ 0.25% · 3.875%
HK$130,442
−HK$3,456/mo
Today · 4.125%
HK$133,898
baseline
▲ 0.50% · 4.625%
HK$140,956
+HK$7,058/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,796/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,028
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,290
−HK$4,331/mo
Today · 4.125%
HK$145,621
baseline
▲ 0.50% · 4.625%
HK$154,481
+HK$8,860/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,242/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,442
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,530
−HK$4,148/mo
Today · 4.125%
HK$160,678
baseline
▲ 0.50% · 4.625%
HK$169,148
+HK$8,470/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,356/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,866
−HK$10,025/mo
▼ 0.25% · 3.875%
HK$164,839
−HK$5,052/mo
Today · 4.125%
HK$169,891
baseline
▲ 0.50% · 4.625%
HK$180,228
+HK$10,337/mo
Deposit HK$15.02M · loan HK$35.05M · min. income ≈ HK$339,782/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,849
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$182,619
−HK$4,839/mo
Today · 4.125%
HK$187,458
baseline
▲ 0.50% · 4.625%
HK$197,339
+HK$9,881/mo
Deposit HK$15.02M · loan HK$35.05M · min. income ≈ HK$374,916/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,542
−HK$12,889/mo
▼ 0.25% · 3.875%
HK$211,935
−HK$6,496/mo
Today · 4.125%
HK$218,431
baseline
▲ 0.50% · 4.625%
HK$231,722
+HK$13,291/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$436,862/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,663
−HK$12,354/mo
▼ 0.25% · 3.875%
HK$234,796
−HK$6,221/mo
Today · 4.125%
HK$241,017
baseline
▲ 0.50% · 4.625%
HK$253,721
+HK$12,704/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$482,034/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,300 · Scale 2, in force from 26 Feb 2026)