LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,193
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,745
−HK$3,609/mo
Today · 4.125%
HK$121,354
baseline
▲ 0.50% · 4.625%
HK$128,738
+HK$7,384/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,708/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,038
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,445
−HK$3,457/mo
Today · 4.125%
HK$133,902
baseline
▲ 0.50% · 4.625%
HK$140,960
+HK$7,058/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,804/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,031
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,294
−HK$4,330/mo
Today · 4.125%
HK$145,624
baseline
▲ 0.50% · 4.625%
HK$154,485
+HK$8,861/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,248/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,446
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,534
−HK$4,148/mo
Today · 4.125%
HK$160,682
baseline
▲ 0.50% · 4.625%
HK$169,152
+HK$8,470/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,364/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,870
−HK$10,025/mo
▼ 0.25% · 3.875%
HK$164,843
−HK$5,052/mo
Today · 4.125%
HK$169,895
baseline
▲ 0.50% · 4.625%
HK$180,233
+HK$10,338/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$339,790/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,854
−HK$9,608/mo
▼ 0.25% · 3.875%
HK$182,624
−HK$4,838/mo
Today · 4.125%
HK$187,462
baseline
▲ 0.50% · 4.625%
HK$197,344
+HK$9,882/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$374,924/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,547
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$211,941
−HK$6,496/mo
Today · 4.125%
HK$218,437
baseline
▲ 0.50% · 4.625%
HK$231,728
+HK$13,291/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$436,874/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,669
−HK$12,354/mo
▼ 0.25% · 3.875%
HK$234,802
−HK$6,221/mo
Today · 4.125%
HK$241,023
baseline
▲ 0.50% · 4.625%
HK$253,728
+HK$12,705/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$482,046/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,354 · Scale 2, in force from 26 Feb 2026)