LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,196
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,749
−HK$3,609/mo
Today · 4.125%
HK$121,358
baseline
▲ 0.50% · 4.625%
HK$128,742
+HK$7,384/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,716/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,042
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,450
−HK$3,456/mo
Today · 4.125%
HK$133,906
baseline
▲ 0.50% · 4.625%
HK$140,964
+HK$7,058/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,812/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,036
−HK$8,593/mo
▼ 0.25% · 3.875%
HK$141,298
−HK$4,331/mo
Today · 4.125%
HK$145,629
baseline
▲ 0.50% · 4.625%
HK$154,490
+HK$8,861/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,258/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,451
−HK$8,236/mo
▼ 0.25% · 3.875%
HK$156,539
−HK$4,148/mo
Today · 4.125%
HK$160,687
baseline
▲ 0.50% · 4.625%
HK$169,157
+HK$8,470/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,374/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,875
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$164,848
−HK$5,053/mo
Today · 4.125%
HK$169,901
baseline
▲ 0.50% · 4.625%
HK$180,239
+HK$10,338/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$339,802/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,859
−HK$9,609/mo
▼ 0.25% · 3.875%
HK$182,629
−HK$4,839/mo
Today · 4.125%
HK$187,468
baseline
▲ 0.50% · 4.625%
HK$197,350
+HK$9,882/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$374,936/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,553
−HK$12,891/mo
▼ 0.25% · 3.875%
HK$211,947
−HK$6,497/mo
Today · 4.125%
HK$218,444
baseline
▲ 0.50% · 4.625%
HK$231,735
+HK$13,291/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$436,888/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,676
−HK$12,355/mo
▼ 0.25% · 3.875%
HK$234,809
−HK$6,222/mo
Today · 4.125%
HK$241,031
baseline
▲ 0.50% · 4.625%
HK$253,736
+HK$12,705/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$482,062/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,422 · Scale 2, in force from 26 Feb 2026)