LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,201
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,753
−HK$3,609/mo
Today · 4.125%
HK$121,362
baseline
▲ 0.50% · 4.625%
HK$128,747
+HK$7,385/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,724/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,047
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,455
−HK$3,456/mo
Today · 4.125%
HK$133,911
baseline
▲ 0.50% · 4.625%
HK$140,970
+HK$7,059/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,822/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,041
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,304
−HK$4,331/mo
Today · 4.125%
HK$145,635
baseline
▲ 0.50% · 4.625%
HK$154,496
+HK$8,861/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,270/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,457
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,546
−HK$4,148/mo
Today · 4.125%
HK$160,694
baseline
▲ 0.50% · 4.625%
HK$169,164
+HK$8,470/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,388/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,881
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$164,855
−HK$5,052/mo
Today · 4.125%
HK$169,907
baseline
▲ 0.50% · 4.625%
HK$180,246
+HK$10,339/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$339,814/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,866
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$182,637
−HK$4,839/mo
Today · 4.125%
HK$187,476
baseline
▲ 0.50% · 4.625%
HK$197,358
+HK$9,882/mo
Deposit HK$15.02M · loan HK$35.06M · min. income ≈ HK$374,952/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,562
−HK$12,890/mo
▼ 0.25% · 3.875%
HK$211,956
−HK$6,496/mo
Today · 4.125%
HK$218,452
baseline
▲ 0.50% · 4.625%
HK$231,745
+HK$13,293/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$436,904/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,685
−HK$12,356/mo
▼ 0.25% · 3.875%
HK$234,819
−HK$6,222/mo
Today · 4.125%
HK$241,041
baseline
▲ 0.50% · 4.625%
HK$253,746
+HK$12,705/mo
Deposit HK$5.01M · loan HK$45.07M · min. income ≈ HK$482,082/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,507 · Scale 2, in force from 26 Feb 2026)