LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,205
−HK$7,161/mo
▼ 0.25% · 3.875%
HK$117,757
−HK$3,609/mo
Today · 4.125%
HK$121,366
baseline
▲ 0.50% · 4.625%
HK$128,751
+HK$7,385/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,732/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,052
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,459
−HK$3,457/mo
Today · 4.125%
HK$133,916
baseline
▲ 0.50% · 4.625%
HK$140,975
+HK$7,059/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,832/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,046
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,309
−HK$4,331/mo
Today · 4.125%
HK$145,640
baseline
▲ 0.50% · 4.625%
HK$154,502
+HK$8,862/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,280/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,462
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,551
−HK$4,148/mo
Today · 4.125%
HK$160,699
baseline
▲ 0.50% · 4.625%
HK$169,170
+HK$8,471/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,398/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,887
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$164,860
−HK$5,053/mo
Today · 4.125%
HK$169,913
baseline
▲ 0.50% · 4.625%
HK$180,252
+HK$10,339/mo
Deposit HK$15.03M · loan HK$35.06M · min. income ≈ HK$339,826/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,872
−HK$9,610/mo
▼ 0.25% · 3.875%
HK$182,643
−HK$4,839/mo
Today · 4.125%
HK$187,482
baseline
▲ 0.50% · 4.625%
HK$197,365
+HK$9,883/mo
Deposit HK$15.03M · loan HK$35.06M · min. income ≈ HK$374,964/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,569
−HK$12,891/mo
▼ 0.25% · 3.875%
HK$211,963
−HK$6,497/mo
Today · 4.125%
HK$218,460
baseline
▲ 0.50% · 4.625%
HK$231,752
+HK$13,292/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$436,920/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,693
−HK$12,356/mo
▼ 0.25% · 3.875%
HK$234,826
−HK$6,223/mo
Today · 4.125%
HK$241,049
baseline
▲ 0.50% · 4.625%
HK$253,755
+HK$12,706/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$482,098/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,578 · Scale 2, in force from 26 Feb 2026)