LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,209
−HK$7,162/mo
▼ 0.25% · 3.875%
HK$117,762
−HK$3,609/mo
Today · 4.125%
HK$121,371
baseline
▲ 0.50% · 4.625%
HK$128,756
+HK$7,385/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$242,742/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,057
−HK$6,864/mo
▼ 0.25% · 3.875%
HK$130,464
−HK$3,457/mo
Today · 4.125%
HK$133,921
baseline
▲ 0.50% · 4.625%
HK$140,980
+HK$7,059/mo
Deposit HK$25.04M · loan HK$25.04M · min. income ≈ HK$267,842/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,051
−HK$8,594/mo
▼ 0.25% · 3.875%
HK$141,314
−HK$4,331/mo
Today · 4.125%
HK$145,645
baseline
▲ 0.50% · 4.625%
HK$154,508
+HK$8,863/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$291,290/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,468
−HK$8,237/mo
▼ 0.25% · 3.875%
HK$156,557
−HK$4,148/mo
Today · 4.125%
HK$160,705
baseline
▲ 0.50% · 4.625%
HK$169,176
+HK$8,471/mo
Deposit HK$20.03M · loan HK$30.05M · min. income ≈ HK$321,410/mo (50% DSR)
Upfront cash ≈ HK$22.16M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,893
−HK$10,027/mo
▼ 0.25% · 3.875%
HK$164,867
−HK$5,053/mo
Today · 4.125%
HK$169,920
baseline
▲ 0.50% · 4.625%
HK$180,259
+HK$10,339/mo
Deposit HK$15.03M · loan HK$35.06M · min. income ≈ HK$339,840/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,879
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$182,650
−HK$4,840/mo
Today · 4.125%
HK$187,490
baseline
▲ 0.50% · 4.625%
HK$197,372
+HK$9,882/mo
Deposit HK$15.03M · loan HK$35.06M · min. income ≈ HK$374,980/mo (50% DSR)
Upfront cash ≈ HK$17.15M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,577
−HK$12,891/mo
▼ 0.25% · 3.875%
HK$211,971
−HK$6,497/mo
Today · 4.125%
HK$218,468
baseline
▲ 0.50% · 4.625%
HK$231,761
+HK$13,293/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$436,936/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,702
−HK$12,356/mo
▼ 0.25% · 3.875%
HK$234,836
−HK$6,222/mo
Today · 4.125%
HK$241,058
baseline
▲ 0.50% · 4.625%
HK$253,765
+HK$12,707/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$482,116/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,662 · Scale 2, in force from 26 Feb 2026)