LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,227
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,780
−HK$3,610/mo
Today · 4.125%
HK$121,390
baseline
▲ 0.50% · 4.625%
HK$128,777
+HK$7,387/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,780/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,077
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,485
−HK$3,457/mo
Today · 4.125%
HK$133,942
baseline
▲ 0.50% · 4.625%
HK$141,003
+HK$7,061/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,884/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,073
−HK$8,595/mo
▼ 0.25% · 3.875%
HK$141,336
−HK$4,332/mo
Today · 4.125%
HK$145,668
baseline
▲ 0.50% · 4.625%
HK$154,532
+HK$8,864/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$291,336/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,492
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,582
−HK$4,149/mo
Today · 4.125%
HK$160,731
baseline
▲ 0.50% · 4.625%
HK$169,203
+HK$8,472/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$321,462/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,918
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,893
−HK$5,053/mo
Today · 4.125%
HK$169,946
baseline
▲ 0.50% · 4.625%
HK$180,287
+HK$10,341/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$339,892/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,907
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,679
−HK$4,840/mo
Today · 4.125%
HK$187,519
baseline
▲ 0.50% · 4.625%
HK$197,404
+HK$9,885/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$375,038/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,609
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$212,005
−HK$6,498/mo
Today · 4.125%
HK$218,503
baseline
▲ 0.50% · 4.625%
HK$231,798
+HK$13,295/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$437,006/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,738
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$234,873
−HK$6,223/mo
Today · 4.125%
HK$241,096
baseline
▲ 0.50% · 4.625%
HK$253,805
+HK$12,709/mo
Deposit HK$5.01M · loan HK$45.08M · min. income ≈ HK$482,192/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,128,998 · Scale 2, in force from 26 Feb 2026)