LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,229
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,782
−HK$3,610/mo
Today · 4.125%
HK$121,392
baseline
▲ 0.50% · 4.625%
HK$128,779
+HK$7,387/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,784/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,079
−HK$6,865/mo
▼ 0.25% · 3.875%
HK$130,487
−HK$3,457/mo
Today · 4.125%
HK$133,944
baseline
▲ 0.50% · 4.625%
HK$141,005
+HK$7,061/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,888/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,075
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$141,339
−HK$4,332/mo
Today · 4.125%
HK$145,671
baseline
▲ 0.50% · 4.625%
HK$154,534
+HK$8,863/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$291,342/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,494
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,584
−HK$4,149/mo
Today · 4.125%
HK$160,733
baseline
▲ 0.50% · 4.625%
HK$169,206
+HK$8,473/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$321,466/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,921
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$164,895
−HK$5,054/mo
Today · 4.125%
HK$169,949
baseline
▲ 0.50% · 4.625%
HK$180,290
+HK$10,341/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$339,898/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,910
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,682
−HK$4,840/mo
Today · 4.125%
HK$187,522
baseline
▲ 0.50% · 4.625%
HK$197,407
+HK$9,885/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$375,044/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,612
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$212,008
−HK$6,498/mo
Today · 4.125%
HK$218,506
baseline
▲ 0.50% · 4.625%
HK$231,802
+HK$13,296/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$437,012/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,742
−HK$12,358/mo
▼ 0.25% · 3.875%
HK$234,876
−HK$6,224/mo
Today · 4.125%
HK$241,100
baseline
▲ 0.50% · 4.625%
HK$253,809
+HK$12,709/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$482,200/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,032 · Scale 2, in force from 26 Feb 2026)