LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,233
−HK$7,163/mo
▼ 0.25% · 3.875%
HK$117,786
−HK$3,610/mo
Today · 4.125%
HK$121,396
baseline
▲ 0.50% · 4.625%
HK$128,783
+HK$7,387/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,792/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,083
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$130,491
−HK$3,458/mo
Today · 4.125%
HK$133,949
baseline
▲ 0.50% · 4.625%
HK$141,009
+HK$7,060/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,898/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,079
−HK$8,596/mo
▼ 0.25% · 3.875%
HK$141,343
−HK$4,332/mo
Today · 4.125%
HK$145,675
baseline
▲ 0.50% · 4.625%
HK$154,539
+HK$8,864/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$291,350/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,499
−HK$8,239/mo
▼ 0.25% · 3.875%
HK$156,589
−HK$4,149/mo
Today · 4.125%
HK$160,738
baseline
▲ 0.50% · 4.625%
HK$169,211
+HK$8,473/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$321,476/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,926
−HK$10,029/mo
▼ 0.25% · 3.875%
HK$164,900
−HK$5,055/mo
Today · 4.125%
HK$169,955
baseline
▲ 0.50% · 4.625%
HK$180,296
+HK$10,341/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$339,910/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,916
−HK$9,612/mo
▼ 0.25% · 3.875%
HK$182,688
−HK$4,840/mo
Today · 4.125%
HK$187,528
baseline
▲ 0.50% · 4.625%
HK$197,413
+HK$9,885/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$375,056/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,619
−HK$12,894/mo
▼ 0.25% · 3.875%
HK$212,015
−HK$6,498/mo
Today · 4.125%
HK$218,513
baseline
▲ 0.50% · 4.625%
HK$231,809
+HK$13,296/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$437,026/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,749
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$234,884
−HK$6,224/mo
Today · 4.125%
HK$241,108
baseline
▲ 0.50% · 4.625%
HK$253,817
+HK$12,709/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$482,216/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,100 · Scale 2, in force from 26 Feb 2026)