LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,244
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,797
−HK$3,611/mo
Today · 4.125%
HK$121,408
baseline
▲ 0.50% · 4.625%
HK$128,795
+HK$7,387/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,816/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,095
−HK$6,866/mo
▼ 0.25% · 3.875%
HK$130,503
−HK$3,458/mo
Today · 4.125%
HK$133,961
baseline
▲ 0.50% · 4.625%
HK$141,023
+HK$7,062/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,922/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,092
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,357
−HK$4,332/mo
Today · 4.125%
HK$145,689
baseline
▲ 0.50% · 4.625%
HK$154,554
+HK$8,865/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$291,378/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,514
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$156,604
−HK$4,150/mo
Today · 4.125%
HK$160,754
baseline
▲ 0.50% · 4.625%
HK$169,227
+HK$8,473/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$321,508/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,941
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$164,916
−HK$5,055/mo
Today · 4.125%
HK$169,971
baseline
▲ 0.50% · 4.625%
HK$180,313
+HK$10,342/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$339,942/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,933
−HK$9,613/mo
▼ 0.25% · 3.875%
HK$182,705
−HK$4,841/mo
Today · 4.125%
HK$187,546
baseline
▲ 0.50% · 4.625%
HK$197,432
+HK$9,886/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$375,092/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,638
−HK$12,896/mo
▼ 0.25% · 3.875%
HK$212,035
−HK$6,499/mo
Today · 4.125%
HK$218,534
baseline
▲ 0.50% · 4.625%
HK$231,831
+HK$13,297/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$437,068/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,771
−HK$12,359/mo
▼ 0.25% · 3.875%
HK$234,906
−HK$6,224/mo
Today · 4.125%
HK$241,130
baseline
▲ 0.50% · 4.625%
HK$253,841
+HK$12,711/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$482,260/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,301 · Scale 2, in force from 26 Feb 2026)