LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,248
−HK$7,164/mo
▼ 0.25% · 3.875%
HK$117,801
−HK$3,611/mo
Today · 4.125%
HK$121,412
baseline
▲ 0.50% · 4.625%
HK$128,800
+HK$7,388/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,824/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,099
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,508
−HK$3,458/mo
Today · 4.125%
HK$133,966
baseline
▲ 0.50% · 4.625%
HK$141,028
+HK$7,062/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,932/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,097
−HK$8,597/mo
▼ 0.25% · 3.875%
HK$141,362
−HK$4,332/mo
Today · 4.125%
HK$145,694
baseline
▲ 0.50% · 4.625%
HK$154,560
+HK$8,866/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$291,388/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,519
−HK$8,240/mo
▼ 0.25% · 3.875%
HK$156,610
−HK$4,149/mo
Today · 4.125%
HK$160,759
baseline
▲ 0.50% · 4.625%
HK$169,233
+HK$8,474/mo
Deposit HK$20.04M · loan HK$30.06M · min. income ≈ HK$321,518/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,947
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$164,922
−HK$5,055/mo
Today · 4.125%
HK$169,977
baseline
▲ 0.50% · 4.625%
HK$180,319
+HK$10,342/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$339,954/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,939
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,711
−HK$4,842/mo
Today · 4.125%
HK$187,553
baseline
▲ 0.50% · 4.625%
HK$197,439
+HK$9,886/mo
Deposit HK$15.03M · loan HK$35.07M · min. income ≈ HK$375,106/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,646
−HK$12,896/mo
▼ 0.25% · 3.875%
HK$212,042
−HK$6,500/mo
Today · 4.125%
HK$218,542
baseline
▲ 0.50% · 4.625%
HK$231,839
+HK$13,297/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$437,084/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,779
−HK$12,360/mo
▼ 0.25% · 3.875%
HK$234,915
−HK$6,224/mo
Today · 4.125%
HK$241,139
baseline
▲ 0.50% · 4.625%
HK$253,850
+HK$12,711/mo
Deposit HK$5.01M · loan HK$45.09M · min. income ≈ HK$482,278/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,377 · Scale 2, in force from 26 Feb 2026)