LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,262
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,816
−HK$3,611/mo
Today · 4.125%
HK$121,427
baseline
▲ 0.50% · 4.625%
HK$128,815
+HK$7,388/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$242,854/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,115
−HK$6,867/mo
▼ 0.25% · 3.875%
HK$130,524
−HK$3,458/mo
Today · 4.125%
HK$133,982
baseline
▲ 0.50% · 4.625%
HK$141,045
+HK$7,063/mo
Deposit HK$25.05M · loan HK$25.05M · min. income ≈ HK$267,964/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,114
−HK$8,598/mo
▼ 0.25% · 3.875%
HK$141,379
−HK$4,333/mo
Today · 4.125%
HK$145,712
baseline
▲ 0.50% · 4.625%
HK$154,578
+HK$8,866/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$291,424/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,538
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,629
−HK$4,150/mo
Today · 4.125%
HK$160,779
baseline
▲ 0.50% · 4.625%
HK$169,254
+HK$8,475/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$321,558/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,966
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,942
−HK$5,055/mo
Today · 4.125%
HK$169,997
baseline
▲ 0.50% · 4.625%
HK$180,341
+HK$10,344/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$339,994/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,961
−HK$9,614/mo
▼ 0.25% · 3.875%
HK$182,734
−HK$4,841/mo
Today · 4.125%
HK$187,575
baseline
▲ 0.50% · 4.625%
HK$197,463
+HK$9,888/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$375,150/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,671
−HK$12,897/mo
▼ 0.25% · 3.875%
HK$212,068
−HK$6,500/mo
Today · 4.125%
HK$218,568
baseline
▲ 0.50% · 4.625%
HK$231,867
+HK$13,299/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$437,136/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,807
−HK$12,361/mo
▼ 0.25% · 3.875%
HK$234,943
−HK$6,225/mo
Today · 4.125%
HK$241,168
baseline
▲ 0.50% · 4.625%
HK$253,881
+HK$12,713/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$482,336/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,636 · Scale 2, in force from 26 Feb 2026)