LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,268
−HK$7,165/mo
▼ 0.25% · 3.875%
HK$117,822
−HK$3,611/mo
Today · 4.125%
HK$121,433
baseline
▲ 0.50% · 4.625%
HK$128,822
+HK$7,389/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$242,866/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,122
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,531
−HK$3,459/mo
Today · 4.125%
HK$133,990
baseline
▲ 0.50% · 4.625%
HK$141,052
+HK$7,062/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$267,980/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,121
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$141,386
−HK$4,334/mo
Today · 4.125%
HK$145,720
baseline
▲ 0.50% · 4.625%
HK$154,587
+HK$8,867/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$291,440/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,546
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,637
−HK$4,150/mo
Today · 4.125%
HK$160,787
baseline
▲ 0.50% · 4.625%
HK$169,263
+HK$8,476/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$321,574/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,975
−HK$10,031/mo
▼ 0.25% · 3.875%
HK$164,951
−HK$5,055/mo
Today · 4.125%
HK$170,006
baseline
▲ 0.50% · 4.625%
HK$180,351
+HK$10,345/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$340,012/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,970
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$182,743
−HK$4,842/mo
Today · 4.125%
HK$187,585
baseline
▲ 0.50% · 4.625%
HK$197,473
+HK$9,888/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$375,170/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,682
−HK$12,898/mo
▼ 0.25% · 3.875%
HK$212,080
−HK$6,500/mo
Today · 4.125%
HK$218,580
baseline
▲ 0.50% · 4.625%
HK$231,880
+HK$13,300/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$437,160/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,819
−HK$12,362/mo
▼ 0.25% · 3.875%
HK$234,956
−HK$6,225/mo
Today · 4.125%
HK$241,181
baseline
▲ 0.50% · 4.625%
HK$253,894
+HK$12,713/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$482,362/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,749 · Scale 2, in force from 26 Feb 2026)