LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,268
−HK$7,166/mo
▼ 0.25% · 3.875%
HK$117,823
−HK$3,611/mo
Today · 4.125%
HK$121,434
baseline
▲ 0.50% · 4.625%
HK$128,823
+HK$7,389/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$242,868/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,122
−HK$6,868/mo
▼ 0.25% · 3.875%
HK$130,532
−HK$3,458/mo
Today · 4.125%
HK$133,990
baseline
▲ 0.50% · 4.625%
HK$141,053
+HK$7,063/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$267,980/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,122
−HK$8,599/mo
▼ 0.25% · 3.875%
HK$141,387
−HK$4,334/mo
Today · 4.125%
HK$145,721
baseline
▲ 0.50% · 4.625%
HK$154,587
+HK$8,866/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$291,442/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,547
−HK$8,241/mo
▼ 0.25% · 3.875%
HK$156,638
−HK$4,150/mo
Today · 4.125%
HK$160,788
baseline
▲ 0.50% · 4.625%
HK$169,264
+HK$8,476/mo
Deposit HK$20.04M · loan HK$30.07M · min. income ≈ HK$321,576/mo (50% DSR)
Upfront cash ≈ HK$22.17M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,975
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$164,952
−HK$5,055/mo
Today · 4.125%
HK$170,007
baseline
▲ 0.50% · 4.625%
HK$180,352
+HK$10,345/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$340,014/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,971
−HK$9,615/mo
▼ 0.25% · 3.875%
HK$182,744
−HK$4,842/mo
Today · 4.125%
HK$187,586
baseline
▲ 0.50% · 4.625%
HK$197,474
+HK$9,888/mo
Deposit HK$15.03M · loan HK$35.08M · min. income ≈ HK$375,172/mo (50% DSR)
Upfront cash ≈ HK$17.16M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,683
−HK$12,898/mo
▼ 0.25% · 3.875%
HK$212,081
−HK$6,500/mo
Today · 4.125%
HK$218,581
baseline
▲ 0.50% · 4.625%
HK$231,881
+HK$13,300/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$437,162/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,820
−HK$12,362/mo
▼ 0.25% · 3.875%
HK$234,957
−HK$6,225/mo
Today · 4.125%
HK$241,182
baseline
▲ 0.50% · 4.625%
HK$253,895
+HK$12,713/mo
Deposit HK$5.01M · loan HK$45.10M · min. income ≈ HK$482,364/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,129,760 · Scale 2, in force from 26 Feb 2026)