LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,285
−HK$7,167/mo
▼ 0.25% · 3.875%
HK$117,840
−HK$3,612/mo
Today · 4.125%
HK$121,452
baseline
▲ 0.50% · 4.625%
HK$128,842
+HK$7,390/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$242,904/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,141
−HK$6,869/mo
▼ 0.25% · 3.875%
HK$130,551
−HK$3,459/mo
Today · 4.125%
HK$134,010
baseline
▲ 0.50% · 4.625%
HK$141,074
+HK$7,064/mo
Deposit HK$25.06M · loan HK$25.06M · min. income ≈ HK$268,020/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,142
−HK$8,600/mo
▼ 0.25% · 3.875%
HK$141,408
−HK$4,334/mo
Today · 4.125%
HK$145,742
baseline
▲ 0.50% · 4.625%
HK$154,610
+HK$8,868/mo
Deposit HK$20.05M · loan HK$30.07M · min. income ≈ HK$291,484/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,569
−HK$8,243/mo
▼ 0.25% · 3.875%
HK$156,661
−HK$4,151/mo
Today · 4.125%
HK$160,812
baseline
▲ 0.50% · 4.625%
HK$169,288
+HK$8,476/mo
Deposit HK$20.05M · loan HK$30.07M · min. income ≈ HK$321,624/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,999
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$164,976
−HK$5,056/mo
Today · 4.125%
HK$170,032
baseline
▲ 0.50% · 4.625%
HK$180,378
+HK$10,346/mo
Deposit HK$15.04M · loan HK$35.08M · min. income ≈ HK$340,064/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,997
−HK$9,617/mo
▼ 0.25% · 3.875%
HK$182,771
−HK$4,843/mo
Today · 4.125%
HK$187,614
baseline
▲ 0.50% · 4.625%
HK$197,503
+HK$9,889/mo
Deposit HK$15.04M · loan HK$35.08M · min. income ≈ HK$375,228/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,713
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$212,112
−HK$6,501/mo
Today · 4.125%
HK$218,613
baseline
▲ 0.50% · 4.625%
HK$231,915
+HK$13,302/mo
Deposit HK$5.01M · loan HK$45.11M · min. income ≈ HK$437,226/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,853
−HK$12,365/mo
▼ 0.25% · 3.875%
HK$234,991
−HK$6,227/mo
Today · 4.125%
HK$241,218
baseline
▲ 0.50% · 4.625%
HK$253,932
+HK$12,714/mo
Deposit HK$5.01M · loan HK$45.11M · min. income ≈ HK$482,436/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,070 · Scale 2, in force from 26 Feb 2026)