LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,430
−HK$716/mo
▼ 0.25% · 3.875%
HK$11,785
−HK$361/mo
Today · 4.125%
HK$12,146
baseline
▲ 0.50% · 4.625%
HK$12,885
+HK$739/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,292/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,715
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,056
−HK$346/mo
Today · 4.125%
HK$13,402
baseline
▲ 0.50% · 4.625%
HK$14,109
+HK$707/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,804/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,716
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,142
−HK$434/mo
Today · 4.125%
HK$14,576
baseline
▲ 0.50% · 4.625%
HK$15,463
+HK$887/mo
Deposit HK$2.00M · loan HK$3.01M · min. income ≈ HK$29,152/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,258
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,668
−HK$415/mo
Today · 4.125%
HK$16,083
baseline
▲ 0.50% · 4.625%
HK$16,931
+HK$848/mo
Deposit HK$2.00M · loan HK$3.01M · min. income ≈ HK$32,166/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,002
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$16,499
−HK$506/mo
Today · 4.125%
HK$17,005
baseline
▲ 0.50% · 4.625%
HK$18,040
+HK$1,035/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$34,010/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,802
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,279
−HK$484/mo
Today · 4.125%
HK$18,763
baseline
▲ 0.50% · 4.625%
HK$19,752
+HK$989/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$37,526/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,573
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,213
−HK$651/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,194
+HK$1,330/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,888
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$622/mo
Today · 4.125%
HK$24,124
baseline
▲ 0.50% · 4.625%
HK$25,396
+HK$1,272/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$48,248/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,781 · Scale 2, in force from 26 Feb 2026)