LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,311
−HK$7,168/mo
▼ 0.25% · 3.875%
HK$117,867
−HK$3,612/mo
Today · 4.125%
HK$121,479
baseline
▲ 0.50% · 4.625%
HK$128,871
+HK$7,392/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$242,958/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,170
−HK$6,870/mo
▼ 0.25% · 3.875%
HK$130,580
−HK$3,460/mo
Today · 4.125%
HK$134,040
baseline
▲ 0.50% · 4.625%
HK$141,106
+HK$7,066/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$268,080/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,173
−HK$8,602/mo
▼ 0.25% · 3.875%
HK$141,440
−HK$4,335/mo
Today · 4.125%
HK$145,775
baseline
▲ 0.50% · 4.625%
HK$154,645
+HK$8,870/mo
Deposit HK$20.05M · loan HK$30.08M · min. income ≈ HK$291,550/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,604
−HK$8,244/mo
▼ 0.25% · 3.875%
HK$156,696
−HK$4,152/mo
Today · 4.125%
HK$160,848
baseline
▲ 0.50% · 4.625%
HK$169,327
+HK$8,479/mo
Deposit HK$20.05M · loan HK$30.08M · min. income ≈ HK$321,696/mo (50% DSR)
Upfront cash ≈ HK$22.18M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,035
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$165,013
−HK$5,058/mo
Today · 4.125%
HK$170,071
baseline
▲ 0.50% · 4.625%
HK$180,419
+HK$10,348/mo
Deposit HK$15.04M · loan HK$35.09M · min. income ≈ HK$340,142/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,038
−HK$9,619/mo
▼ 0.25% · 3.875%
HK$182,813
−HK$4,844/mo
Today · 4.125%
HK$187,657
baseline
▲ 0.50% · 4.625%
HK$197,548
+HK$9,891/mo
Deposit HK$15.04M · loan HK$35.09M · min. income ≈ HK$375,314/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,760
−HK$12,903/mo
▼ 0.25% · 3.875%
HK$212,160
−HK$6,503/mo
Today · 4.125%
HK$218,663
baseline
▲ 0.50% · 4.625%
HK$231,968
+HK$13,305/mo
Deposit HK$5.01M · loan HK$45.12M · min. income ≈ HK$437,326/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,906
−HK$12,367/mo
▼ 0.25% · 3.875%
HK$235,045
−HK$6,228/mo
Today · 4.125%
HK$241,273
baseline
▲ 0.50% · 4.625%
HK$253,990
+HK$12,717/mo
Deposit HK$5.01M · loan HK$45.12M · min. income ≈ HK$482,546/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,557 · Scale 2, in force from 26 Feb 2026)