LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,324
−HK$7,169/mo
▼ 0.25% · 3.875%
HK$117,880
−HK$3,613/mo
Today · 4.125%
HK$121,493
baseline
▲ 0.50% · 4.625%
HK$128,886
+HK$7,393/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$242,986/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,185
−HK$6,871/mo
▼ 0.25% · 3.875%
HK$130,596
−HK$3,460/mo
Today · 4.125%
HK$134,056
baseline
▲ 0.50% · 4.625%
HK$141,122
+HK$7,066/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$268,112/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,189
−HK$8,603/mo
▼ 0.25% · 3.875%
HK$141,457
−HK$4,335/mo
Today · 4.125%
HK$145,792
baseline
▲ 0.50% · 4.625%
HK$154,663
+HK$8,871/mo
Deposit HK$20.05M · loan HK$30.08M · min. income ≈ HK$291,584/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,622
−HK$8,245/mo
▼ 0.25% · 3.875%
HK$156,715
−HK$4,152/mo
Today · 4.125%
HK$160,867
baseline
▲ 0.50% · 4.625%
HK$169,347
+HK$8,480/mo
Deposit HK$20.05M · loan HK$30.08M · min. income ≈ HK$321,734/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,054
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$165,033
−HK$5,058/mo
Today · 4.125%
HK$170,091
baseline
▲ 0.50% · 4.625%
HK$180,441
+HK$10,350/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$340,182/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,059
−HK$9,620/mo
▼ 0.25% · 3.875%
HK$182,834
−HK$4,845/mo
Today · 4.125%
HK$187,679
baseline
▲ 0.50% · 4.625%
HK$197,571
+HK$9,892/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$375,358/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,784
−HK$12,904/mo
▼ 0.25% · 3.875%
HK$212,185
−HK$6,503/mo
Today · 4.125%
HK$218,688
baseline
▲ 0.50% · 4.625%
HK$231,995
+HK$13,307/mo
Deposit HK$5.01M · loan HK$45.12M · min. income ≈ HK$437,376/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,932
−HK$12,369/mo
▼ 0.25% · 3.875%
HK$235,072
−HK$6,229/mo
Today · 4.125%
HK$241,301
baseline
▲ 0.50% · 4.625%
HK$254,020
+HK$12,719/mo
Deposit HK$5.01M · loan HK$45.12M · min. income ≈ HK$482,602/mo (50% DSR)
Upfront cash ≈ HK$7.14M (deposit + AVD stamp duty HK$2,130,807 · Scale 2, in force from 26 Feb 2026)