LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,340
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,896
−HK$3,614/mo
Today · 4.125%
HK$121,510
baseline
▲ 0.50% · 4.625%
HK$128,904
+HK$7,394/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$243,020/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,202
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,613
−HK$3,461/mo
Today · 4.125%
HK$134,074
baseline
▲ 0.50% · 4.625%
HK$141,142
+HK$7,068/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$268,148/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,208
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,476
−HK$4,336/mo
Today · 4.125%
HK$145,812
baseline
▲ 0.50% · 4.625%
HK$154,684
+HK$8,872/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$291,624/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,642
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,736
−HK$4,153/mo
Today · 4.125%
HK$160,889
baseline
▲ 0.50% · 4.625%
HK$169,370
+HK$8,481/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$321,778/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,076
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$165,055
−HK$5,059/mo
Today · 4.125%
HK$170,114
baseline
▲ 0.50% · 4.625%
HK$180,465
+HK$10,351/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$340,228/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,083
−HK$9,621/mo
▼ 0.25% · 3.875%
HK$182,859
−HK$4,845/mo
Today · 4.125%
HK$187,704
baseline
▲ 0.50% · 4.625%
HK$197,598
+HK$9,894/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$375,408/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,812
−HK$12,906/mo
▼ 0.25% · 3.875%
HK$212,214
−HK$6,504/mo
Today · 4.125%
HK$218,718
baseline
▲ 0.50% · 4.625%
HK$232,026
+HK$13,308/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$437,436/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,964
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$235,104
−HK$6,230/mo
Today · 4.125%
HK$241,334
baseline
▲ 0.50% · 4.625%
HK$254,055
+HK$12,721/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$482,668/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,096 · Scale 2, in force from 26 Feb 2026)