LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,341
−HK$7,170/mo
▼ 0.25% · 3.875%
HK$117,898
−HK$3,613/mo
Today · 4.125%
HK$121,511
baseline
▲ 0.50% · 4.625%
HK$128,905
+HK$7,394/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$243,022/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,203
−HK$6,872/mo
▼ 0.25% · 3.875%
HK$130,615
−HK$3,460/mo
Today · 4.125%
HK$134,075
baseline
▲ 0.50% · 4.625%
HK$141,143
+HK$7,068/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$268,150/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,209
−HK$8,604/mo
▼ 0.25% · 3.875%
HK$141,477
−HK$4,336/mo
Today · 4.125%
HK$145,813
baseline
▲ 0.50% · 4.625%
HK$154,686
+HK$8,873/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$291,626/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,644
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,738
−HK$4,153/mo
Today · 4.125%
HK$160,891
baseline
▲ 0.50% · 4.625%
HK$169,371
+HK$8,480/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$321,782/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,077
−HK$10,038/mo
▼ 0.25% · 3.875%
HK$165,057
−HK$5,058/mo
Today · 4.125%
HK$170,115
baseline
▲ 0.50% · 4.625%
HK$180,467
+HK$10,352/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$340,230/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,084
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,860
−HK$4,846/mo
Today · 4.125%
HK$187,706
baseline
▲ 0.50% · 4.625%
HK$197,600
+HK$9,894/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$375,412/mo (50% DSR)
Upfront cash ≈ HK$17.17M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,814
−HK$12,906/mo
▼ 0.25% · 3.875%
HK$212,216
−HK$6,504/mo
Today · 4.125%
HK$218,720
baseline
▲ 0.50% · 4.625%
HK$232,028
+HK$13,308/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$437,440/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,966
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$235,106
−HK$6,230/mo
Today · 4.125%
HK$241,336
baseline
▲ 0.50% · 4.625%
HK$254,057
+HK$12,721/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$482,672/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,115 · Scale 2, in force from 26 Feb 2026)