LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,434
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,790
−HK$361/mo
Today · 4.125%
HK$12,151
baseline
▲ 0.50% · 4.625%
HK$12,891
+HK$740/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,302/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,720
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,062
−HK$346/mo
Today · 4.125%
HK$13,408
baseline
▲ 0.50% · 4.625%
HK$14,114
+HK$706/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,816/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,721
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,148
−HK$433/mo
Today · 4.125%
HK$14,581
baseline
▲ 0.50% · 4.625%
HK$15,469
+HK$888/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,162/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,264
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,674
−HK$415/mo
Today · 4.125%
HK$16,089
baseline
▲ 0.50% · 4.625%
HK$16,937
+HK$848/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,178/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,008
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,506
−HK$506/mo
Today · 4.125%
HK$17,012
baseline
▲ 0.50% · 4.625%
HK$18,047
+HK$1,035/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$34,024/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,809
−HK$962/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$485/mo
Today · 4.125%
HK$18,771
baseline
▲ 0.50% · 4.625%
HK$19,760
+HK$989/mo
Deposit HK$1.50M · loan HK$3.51M · min. income ≈ HK$37,542/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,581
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,222
−HK$650/mo
Today · 4.125%
HK$21,872
baseline
▲ 0.50% · 4.625%
HK$23,203
+HK$1,331/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,744/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$623/mo
Today · 4.125%
HK$24,134
baseline
▲ 0.50% · 4.625%
HK$25,406
+HK$1,272/mo
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$48,268/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,825 · Scale 2, in force from 26 Feb 2026)