LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,352
−HK$7,171/mo
▼ 0.25% · 3.875%
HK$117,909
−HK$3,614/mo
Today · 4.125%
HK$121,523
baseline
▲ 0.50% · 4.625%
HK$128,917
+HK$7,394/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$243,046/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,216
−HK$6,873/mo
▼ 0.25% · 3.875%
HK$130,628
−HK$3,461/mo
Today · 4.125%
HK$134,089
baseline
▲ 0.50% · 4.625%
HK$141,157
+HK$7,068/mo
Deposit HK$25.07M · loan HK$25.07M · min. income ≈ HK$268,178/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,223
−HK$8,605/mo
▼ 0.25% · 3.875%
HK$141,491
−HK$4,337/mo
Today · 4.125%
HK$145,828
baseline
▲ 0.50% · 4.625%
HK$154,701
+HK$8,873/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$291,656/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,659
−HK$8,247/mo
▼ 0.25% · 3.875%
HK$156,753
−HK$4,153/mo
Today · 4.125%
HK$160,906
baseline
▲ 0.50% · 4.625%
HK$169,388
+HK$8,482/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$321,812/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,093
−HK$10,039/mo
▼ 0.25% · 3.875%
HK$165,073
−HK$5,059/mo
Today · 4.125%
HK$170,132
baseline
▲ 0.50% · 4.625%
HK$180,484
+HK$10,352/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$340,264/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,102
−HK$9,622/mo
▼ 0.25% · 3.875%
HK$182,879
−HK$4,845/mo
Today · 4.125%
HK$187,724
baseline
▲ 0.50% · 4.625%
HK$197,619
+HK$9,895/mo
Deposit HK$15.04M · loan HK$35.10M · min. income ≈ HK$375,448/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,834
−HK$12,908/mo
▼ 0.25% · 3.875%
HK$212,237
−HK$6,505/mo
Today · 4.125%
HK$218,742
baseline
▲ 0.50% · 4.625%
HK$232,051
+HK$13,309/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$437,484/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,988
−HK$12,372/mo
▼ 0.25% · 3.875%
HK$235,130
−HK$6,230/mo
Today · 4.125%
HK$241,360
baseline
▲ 0.50% · 4.625%
HK$254,082
+HK$12,722/mo
Deposit HK$5.01M · loan HK$45.13M · min. income ≈ HK$482,720/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,326 · Scale 2, in force from 26 Feb 2026)