LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,362
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$117,920
−HK$3,614/mo
Today · 4.125%
HK$121,534
baseline
▲ 0.50% · 4.625%
HK$128,929
+HK$7,395/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$243,068/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,227
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,639
−HK$3,462/mo
Today · 4.125%
HK$134,101
baseline
▲ 0.50% · 4.625%
HK$141,169
+HK$7,068/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$268,202/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,235
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$141,504
−HK$4,337/mo
Today · 4.125%
HK$145,841
baseline
▲ 0.50% · 4.625%
HK$154,715
+HK$8,874/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$291,682/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,672
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,767
−HK$4,154/mo
Today · 4.125%
HK$160,921
baseline
▲ 0.50% · 4.625%
HK$169,403
+HK$8,482/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$321,842/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,107
−HK$10,040/mo
▼ 0.25% · 3.875%
HK$165,088
−HK$5,059/mo
Today · 4.125%
HK$170,147
baseline
▲ 0.50% · 4.625%
HK$180,501
+HK$10,354/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$340,294/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,118
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$182,895
−HK$4,846/mo
Today · 4.125%
HK$187,741
baseline
▲ 0.50% · 4.625%
HK$197,637
+HK$9,896/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$375,482/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,852
−HK$12,909/mo
▼ 0.25% · 3.875%
HK$212,255
−HK$6,506/mo
Today · 4.125%
HK$218,761
baseline
▲ 0.50% · 4.625%
HK$232,072
+HK$13,311/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$437,522/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,009
−HK$12,372/mo
▼ 0.25% · 3.875%
HK$235,150
−HK$6,231/mo
Today · 4.125%
HK$241,381
baseline
▲ 0.50% · 4.625%
HK$254,105
+HK$12,724/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$482,762/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,515 · Scale 2, in force from 26 Feb 2026)