LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,365
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$117,922
−HK$3,615/mo
Today · 4.125%
HK$121,537
baseline
▲ 0.50% · 4.625%
HK$128,932
+HK$7,395/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$243,074/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,230
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,642
−HK$3,462/mo
Today · 4.125%
HK$134,104
baseline
▲ 0.50% · 4.625%
HK$141,172
+HK$7,068/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$268,208/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,238
−HK$8,606/mo
▼ 0.25% · 3.875%
HK$141,507
−HK$4,337/mo
Today · 4.125%
HK$145,844
baseline
▲ 0.50% · 4.625%
HK$154,718
+HK$8,874/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$291,688/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,676
−HK$8,248/mo
▼ 0.25% · 3.875%
HK$156,771
−HK$4,153/mo
Today · 4.125%
HK$160,924
baseline
▲ 0.50% · 4.625%
HK$169,407
+HK$8,483/mo
Deposit HK$20.06M · loan HK$30.09M · min. income ≈ HK$321,848/mo (50% DSR)
Upfront cash ≈ HK$22.19M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,111
−HK$10,040/mo
▼ 0.25% · 3.875%
HK$165,091
−HK$5,060/mo
Today · 4.125%
HK$170,151
baseline
▲ 0.50% · 4.625%
HK$180,505
+HK$10,354/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$340,302/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,122
−HK$9,623/mo
▼ 0.25% · 3.875%
HK$182,899
−HK$4,846/mo
Today · 4.125%
HK$187,745
baseline
▲ 0.50% · 4.625%
HK$197,641
+HK$9,896/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$375,490/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,857
−HK$12,909/mo
▼ 0.25% · 3.875%
HK$212,260
−HK$6,506/mo
Today · 4.125%
HK$218,766
baseline
▲ 0.50% · 4.625%
HK$232,077
+HK$13,311/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$437,532/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,014
−HK$12,373/mo
▼ 0.25% · 3.875%
HK$235,156
−HK$6,231/mo
Today · 4.125%
HK$241,387
baseline
▲ 0.50% · 4.625%
HK$254,110
+HK$12,723/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$482,774/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,564 · Scale 2, in force from 26 Feb 2026)