LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,377
−HK$7,172/mo
▼ 0.25% · 3.875%
HK$117,934
−HK$3,615/mo
Today · 4.125%
HK$121,549
baseline
▲ 0.50% · 4.625%
HK$128,945
+HK$7,396/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$243,098/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,243
−HK$6,874/mo
▼ 0.25% · 3.875%
HK$130,656
−HK$3,461/mo
Today · 4.125%
HK$134,117
baseline
▲ 0.50% · 4.625%
HK$141,187
+HK$7,070/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$268,234/mo (50% DSR)
Upfront cash ≈ HK$27.21M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,252
−HK$8,607/mo
▼ 0.25% · 3.875%
HK$141,521
−HK$4,338/mo
Today · 4.125%
HK$145,859
baseline
▲ 0.50% · 4.625%
HK$154,734
+HK$8,875/mo
Deposit HK$20.06M · loan HK$30.10M · min. income ≈ HK$291,718/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,692
−HK$8,249/mo
▼ 0.25% · 3.875%
HK$156,787
−HK$4,154/mo
Today · 4.125%
HK$160,941
baseline
▲ 0.50% · 4.625%
HK$169,424
+HK$8,483/mo
Deposit HK$20.06M · loan HK$30.10M · min. income ≈ HK$321,882/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,127
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$165,108
−HK$5,061/mo
Today · 4.125%
HK$170,169
baseline
▲ 0.50% · 4.625%
HK$180,523
+HK$10,354/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$340,338/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,140
−HK$9,624/mo
▼ 0.25% · 3.875%
HK$182,918
−HK$4,846/mo
Today · 4.125%
HK$187,764
baseline
▲ 0.50% · 4.625%
HK$197,662
+HK$9,898/mo
Deposit HK$15.05M · loan HK$35.11M · min. income ≈ HK$375,528/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,878
−HK$12,910/mo
▼ 0.25% · 3.875%
HK$212,282
−HK$6,506/mo
Today · 4.125%
HK$218,788
baseline
▲ 0.50% · 4.625%
HK$232,101
+HK$13,313/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$437,576/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,037
−HK$12,374/mo
▼ 0.25% · 3.875%
HK$235,180
−HK$6,231/mo
Today · 4.125%
HK$241,411
baseline
▲ 0.50% · 4.625%
HK$254,137
+HK$12,726/mo
Deposit HK$5.02M · loan HK$45.14M · min. income ≈ HK$482,822/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,131,782 · Scale 2, in force from 26 Feb 2026)