LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,440
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,795
−HK$362/mo
Today · 4.125%
HK$12,157
baseline
▲ 0.50% · 4.625%
HK$12,897
+HK$740/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,314/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,727
−HK$687/mo
▼ 0.25% · 3.875%
HK$13,068
−HK$346/mo
Today · 4.125%
HK$13,414
baseline
▲ 0.50% · 4.625%
HK$14,121
+HK$707/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,828/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,728
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,155
−HK$433/mo
Today · 4.125%
HK$14,588
baseline
▲ 0.50% · 4.625%
HK$15,476
+HK$888/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,176/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,272
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,681
−HK$416/mo
Today · 4.125%
HK$16,097
baseline
▲ 0.50% · 4.625%
HK$16,945
+HK$848/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,194/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,016
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$16,514
−HK$506/mo
Today · 4.125%
HK$17,020
baseline
▲ 0.50% · 4.625%
HK$18,055
+HK$1,035/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$34,040/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,817
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,295
−HK$485/mo
Today · 4.125%
HK$18,780
baseline
▲ 0.50% · 4.625%
HK$19,770
+HK$990/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$37,560/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,591
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,232
−HK$651/mo
Today · 4.125%
HK$21,883
baseline
▲ 0.50% · 4.625%
HK$23,214
+HK$1,331/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,766/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,908
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$623/mo
Today · 4.125%
HK$24,145
baseline
▲ 0.50% · 4.625%
HK$25,418
+HK$1,273/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,290/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,879 · Scale 2, in force from 26 Feb 2026)