LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,398
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,957
−HK$3,615/mo
Today · 4.125%
HK$121,572
baseline
▲ 0.50% · 4.625%
HK$128,970
+HK$7,398/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$243,144/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,267
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,680
−HK$3,463/mo
Today · 4.125%
HK$134,143
baseline
▲ 0.50% · 4.625%
HK$141,214
+HK$7,071/mo
Deposit HK$25.08M · loan HK$25.08M · min. income ≈ HK$268,286/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,278
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$141,548
−HK$4,339/mo
Today · 4.125%
HK$145,887
baseline
▲ 0.50% · 4.625%
HK$154,763
+HK$8,876/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$291,774/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,721
−HK$8,251/mo
▼ 0.25% · 3.875%
HK$156,816
−HK$4,156/mo
Today · 4.125%
HK$160,972
baseline
▲ 0.50% · 4.625%
HK$169,457
+HK$8,485/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$321,944/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,158
−HK$10,043/mo
▼ 0.25% · 3.875%
HK$165,140
−HK$5,061/mo
Today · 4.125%
HK$170,201
baseline
▲ 0.50% · 4.625%
HK$180,557
+HK$10,356/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$340,402/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,174
−HK$9,626/mo
▼ 0.25% · 3.875%
HK$182,952
−HK$4,848/mo
Today · 4.125%
HK$187,800
baseline
▲ 0.50% · 4.625%
HK$197,699
+HK$9,899/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$375,600/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,917
−HK$12,913/mo
▼ 0.25% · 3.875%
HK$212,322
−HK$6,508/mo
Today · 4.125%
HK$218,830
baseline
▲ 0.50% · 4.625%
HK$232,145
+HK$13,315/mo
Deposit HK$5.02M · loan HK$45.15M · min. income ≈ HK$437,660/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,081
−HK$12,376/mo
▼ 0.25% · 3.875%
HK$235,225
−HK$6,232/mo
Today · 4.125%
HK$241,457
baseline
▲ 0.50% · 4.625%
HK$254,185
+HK$12,728/mo
Deposit HK$5.02M · loan HK$45.15M · min. income ≈ HK$482,914/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,187 · Scale 2, in force from 26 Feb 2026)