LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,408
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,967
−HK$3,615/mo
Today · 4.125%
HK$121,582
baseline
▲ 0.50% · 4.625%
HK$128,980
+HK$7,398/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$243,164/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,278
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,691
−HK$3,463/mo
Today · 4.125%
HK$134,154
baseline
▲ 0.50% · 4.625%
HK$141,225
+HK$7,071/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$268,308/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,289
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,560
−HK$4,339/mo
Today · 4.125%
HK$145,899
baseline
▲ 0.50% · 4.625%
HK$154,776
+HK$8,877/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$291,798/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,733
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,829
−HK$4,156/mo
Today · 4.125%
HK$160,985
baseline
▲ 0.50% · 4.625%
HK$169,470
+HK$8,485/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$321,970/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,171
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$165,153
−HK$5,062/mo
Today · 4.125%
HK$170,215
baseline
▲ 0.50% · 4.625%
HK$180,572
+HK$10,357/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$340,430/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,189
−HK$9,627/mo
▼ 0.25% · 3.875%
HK$182,968
−HK$4,848/mo
Today · 4.125%
HK$187,816
baseline
▲ 0.50% · 4.625%
HK$197,716
+HK$9,900/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$375,632/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,934
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$212,340
−HK$6,508/mo
Today · 4.125%
HK$218,848
baseline
▲ 0.50% · 4.625%
HK$232,164
+HK$13,316/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$437,696/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,100
−HK$12,377/mo
▼ 0.25% · 3.875%
HK$235,244
−HK$6,233/mo
Today · 4.125%
HK$241,477
baseline
▲ 0.50% · 4.625%
HK$254,206
+HK$12,729/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$482,954/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,363 · Scale 2, in force from 26 Feb 2026)