LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,411
−HK$7,174/mo
▼ 0.25% · 3.875%
HK$117,970
−HK$3,615/mo
Today · 4.125%
HK$121,585
baseline
▲ 0.50% · 4.625%
HK$128,983
+HK$7,398/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$243,170/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,281
−HK$6,876/mo
▼ 0.25% · 3.875%
HK$130,694
−HK$3,463/mo
Today · 4.125%
HK$134,157
baseline
▲ 0.50% · 4.625%
HK$141,229
+HK$7,072/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$268,314/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,293
−HK$8,609/mo
▼ 0.25% · 3.875%
HK$141,563
−HK$4,339/mo
Today · 4.125%
HK$145,902
baseline
▲ 0.50% · 4.625%
HK$154,780
+HK$8,878/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$291,804/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,737
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,833
−HK$4,156/mo
Today · 4.125%
HK$160,989
baseline
▲ 0.50% · 4.625%
HK$169,475
+HK$8,486/mo
Deposit HK$20.07M · loan HK$30.10M · min. income ≈ HK$321,978/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,175
−HK$10,044/mo
▼ 0.25% · 3.875%
HK$165,157
−HK$5,062/mo
Today · 4.125%
HK$170,219
baseline
▲ 0.50% · 4.625%
HK$180,577
+HK$10,358/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$340,438/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,193
−HK$9,627/mo
▼ 0.25% · 3.875%
HK$182,972
−HK$4,848/mo
Today · 4.125%
HK$187,820
baseline
▲ 0.50% · 4.625%
HK$197,721
+HK$9,901/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$375,640/mo (50% DSR)
Upfront cash ≈ HK$17.18M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,939
−HK$12,914/mo
▼ 0.25% · 3.875%
HK$212,345
−HK$6,508/mo
Today · 4.125%
HK$218,853
baseline
▲ 0.50% · 4.625%
HK$232,170
+HK$13,317/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$437,706/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,105
−HK$12,378/mo
▼ 0.25% · 3.875%
HK$235,250
−HK$6,233/mo
Today · 4.125%
HK$241,483
baseline
▲ 0.50% · 4.625%
HK$254,212
+HK$12,729/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$482,966/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,416 · Scale 2, in force from 26 Feb 2026)