LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,417
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,976
−HK$3,616/mo
Today · 4.125%
HK$121,592
baseline
▲ 0.50% · 4.625%
HK$128,990
+HK$7,398/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$243,184/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,287
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,701
−HK$3,463/mo
Today · 4.125%
HK$134,164
baseline
▲ 0.50% · 4.625%
HK$141,236
+HK$7,072/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$268,328/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,300
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,571
−HK$4,339/mo
Today · 4.125%
HK$145,910
baseline
▲ 0.50% · 4.625%
HK$154,788
+HK$8,878/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$291,820/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,745
−HK$8,252/mo
▼ 0.25% · 3.875%
HK$156,841
−HK$4,156/mo
Today · 4.125%
HK$160,997
baseline
▲ 0.50% · 4.625%
HK$169,484
+HK$8,487/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$321,994/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,183
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,166
−HK$5,062/mo
Today · 4.125%
HK$170,228
baseline
▲ 0.50% · 4.625%
HK$180,586
+HK$10,358/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$340,456/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,202
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,982
−HK$4,848/mo
Today · 4.125%
HK$187,830
baseline
▲ 0.50% · 4.625%
HK$197,731
+HK$9,901/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$375,660/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,950
−HK$12,915/mo
▼ 0.25% · 3.875%
HK$212,356
−HK$6,509/mo
Today · 4.125%
HK$218,865
baseline
▲ 0.50% · 4.625%
HK$232,182
+HK$13,317/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$437,730/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,117
−HK$12,379/mo
▼ 0.25% · 3.875%
HK$235,262
−HK$6,234/mo
Today · 4.125%
HK$241,496
baseline
▲ 0.50% · 4.625%
HK$254,225
+HK$12,729/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$482,992/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,527 · Scale 2, in force from 26 Feb 2026)