LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,420
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,979
−HK$3,616/mo
Today · 4.125%
HK$121,595
baseline
▲ 0.50% · 4.625%
HK$128,994
+HK$7,399/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$243,190/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,291
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,705
−HK$3,463/mo
Today · 4.125%
HK$134,168
baseline
▲ 0.50% · 4.625%
HK$141,240
+HK$7,072/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$268,336/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,304
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,575
−HK$4,339/mo
Today · 4.125%
HK$145,914
baseline
▲ 0.50% · 4.625%
HK$154,793
+HK$8,879/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$291,828/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,749
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,846
−HK$4,156/mo
Today · 4.125%
HK$161,002
baseline
▲ 0.50% · 4.625%
HK$169,488
+HK$8,486/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$322,004/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,188
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,171
−HK$5,062/mo
Today · 4.125%
HK$170,233
baseline
▲ 0.50% · 4.625%
HK$180,591
+HK$10,358/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$340,466/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,207
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,987
−HK$4,848/mo
Today · 4.125%
HK$187,835
baseline
▲ 0.50% · 4.625%
HK$197,736
+HK$9,901/mo
Deposit HK$15.05M · loan HK$35.12M · min. income ≈ HK$375,670/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,956
−HK$12,915/mo
▼ 0.25% · 3.875%
HK$212,362
−HK$6,509/mo
Today · 4.125%
HK$218,871
baseline
▲ 0.50% · 4.625%
HK$232,189
+HK$13,318/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$437,742/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,124
−HK$12,379/mo
▼ 0.25% · 3.875%
HK$235,269
−HK$6,234/mo
Today · 4.125%
HK$241,503
baseline
▲ 0.50% · 4.625%
HK$254,233
+HK$12,730/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$483,006/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,587 · Scale 2, in force from 26 Feb 2026)