LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,424
−HK$7,175/mo
▼ 0.25% · 3.875%
HK$117,983
−HK$3,616/mo
Today · 4.125%
HK$121,599
baseline
▲ 0.50% · 4.625%
HK$128,999
+HK$7,400/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$243,198/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,296
−HK$6,877/mo
▼ 0.25% · 3.875%
HK$130,710
−HK$3,463/mo
Today · 4.125%
HK$134,173
baseline
▲ 0.50% · 4.625%
HK$141,245
+HK$7,072/mo
Deposit HK$25.09M · loan HK$25.09M · min. income ≈ HK$268,346/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,309
−HK$8,610/mo
▼ 0.25% · 3.875%
HK$141,580
−HK$4,339/mo
Today · 4.125%
HK$145,919
baseline
▲ 0.50% · 4.625%
HK$154,798
+HK$8,879/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$291,838/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,755
−HK$8,253/mo
▼ 0.25% · 3.875%
HK$156,852
−HK$4,156/mo
Today · 4.125%
HK$161,008
baseline
▲ 0.50% · 4.625%
HK$169,495
+HK$8,487/mo
Deposit HK$20.07M · loan HK$30.11M · min. income ≈ HK$322,016/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,194
−HK$10,045/mo
▼ 0.25% · 3.875%
HK$165,177
−HK$5,062/mo
Today · 4.125%
HK$170,239
baseline
▲ 0.50% · 4.625%
HK$180,598
+HK$10,359/mo
Deposit HK$15.05M · loan HK$35.13M · min. income ≈ HK$340,478/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,214
−HK$9,628/mo
▼ 0.25% · 3.875%
HK$182,994
−HK$4,848/mo
Today · 4.125%
HK$187,842
baseline
▲ 0.50% · 4.625%
HK$197,744
+HK$9,902/mo
Deposit HK$15.05M · loan HK$35.13M · min. income ≈ HK$375,684/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,963
−HK$12,916/mo
▼ 0.25% · 3.875%
HK$212,370
−HK$6,509/mo
Today · 4.125%
HK$218,879
baseline
▲ 0.50% · 4.625%
HK$232,197
+HK$13,318/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$437,758/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,132
−HK$12,379/mo
▼ 0.25% · 3.875%
HK$235,277
−HK$6,234/mo
Today · 4.125%
HK$241,511
baseline
▲ 0.50% · 4.625%
HK$254,242
+HK$12,731/mo
Deposit HK$5.02M · loan HK$45.16M · min. income ≈ HK$483,022/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,132,666 · Scale 2, in force from 26 Feb 2026)