LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,443
−HK$717/mo
▼ 0.25% · 3.875%
HK$11,799
−HK$361/mo
Today · 4.125%
HK$12,160
baseline
▲ 0.50% · 4.625%
HK$12,900
+HK$740/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$24,320/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,730
−HK$688/mo
▼ 0.25% · 3.875%
HK$13,072
−HK$346/mo
Today · 4.125%
HK$13,418
baseline
▲ 0.50% · 4.625%
HK$14,125
+HK$707/mo
Deposit HK$2.51M · loan HK$2.51M · min. income ≈ HK$26,836/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,732
−HK$861/mo
▼ 0.25% · 3.875%
HK$14,159
−HK$434/mo
Today · 4.125%
HK$14,593
baseline
▲ 0.50% · 4.625%
HK$15,481
+HK$888/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$29,186/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,276
−HK$825/mo
▼ 0.25% · 3.875%
HK$15,686
−HK$415/mo
Today · 4.125%
HK$16,101
baseline
▲ 0.50% · 4.625%
HK$16,950
+HK$849/mo
Deposit HK$2.01M · loan HK$3.01M · min. income ≈ HK$32,202/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,020
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,518
−HK$507/mo
Today · 4.125%
HK$17,025
baseline
▲ 0.50% · 4.625%
HK$18,061
+HK$1,036/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$34,050/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,822
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,300
−HK$485/mo
Today · 4.125%
HK$18,785
baseline
▲ 0.50% · 4.625%
HK$19,775
+HK$990/mo
Deposit HK$1.51M · loan HK$3.51M · min. income ≈ HK$37,570/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,597
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$651/mo
Today · 4.125%
HK$21,889
baseline
▲ 0.50% · 4.625%
HK$23,221
+HK$1,332/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,778/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,914
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,529
−HK$623/mo
Today · 4.125%
HK$24,152
baseline
▲ 0.50% · 4.625%
HK$25,425
+HK$1,273/mo
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$48,304/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,911 · Scale 2, in force from 26 Feb 2026)