LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,458
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,018
−HK$3,617/mo
Today · 4.125%
HK$121,635
baseline
▲ 0.50% · 4.625%
HK$129,036
+HK$7,401/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,270/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,333
−HK$6,879/mo
▼ 0.25% · 3.875%
HK$130,748
−HK$3,464/mo
Today · 4.125%
HK$134,212
baseline
▲ 0.50% · 4.625%
HK$141,287
+HK$7,075/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,424/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,349
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,621
−HK$4,341/mo
Today · 4.125%
HK$145,962
baseline
▲ 0.50% · 4.625%
HK$154,843
+HK$8,881/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,924/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,799
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,897
−HK$4,158/mo
Today · 4.125%
HK$161,055
baseline
▲ 0.50% · 4.625%
HK$169,544
+HK$8,489/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,110/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,241
−HK$10,048/mo
▼ 0.25% · 3.875%
HK$165,225
−HK$5,064/mo
Today · 4.125%
HK$170,289
baseline
▲ 0.50% · 4.625%
HK$180,651
+HK$10,362/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,578/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,266
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,047
−HK$4,850/mo
Today · 4.125%
HK$187,897
baseline
▲ 0.50% · 4.625%
HK$197,801
+HK$9,904/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,794/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,024
−HK$12,919/mo
▼ 0.25% · 3.875%
HK$212,432
−HK$6,511/mo
Today · 4.125%
HK$218,943
baseline
▲ 0.50% · 4.625%
HK$232,265
+HK$13,322/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,886/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,199
−HK$12,383/mo
▼ 0.25% · 3.875%
HK$235,346
−HK$6,236/mo
Today · 4.125%
HK$241,582
baseline
▲ 0.50% · 4.625%
HK$254,316
+HK$12,734/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,164/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,289 · Scale 2, in force from 26 Feb 2026)