LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,461
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,021
−HK$3,617/mo
Today · 4.125%
HK$121,638
baseline
▲ 0.50% · 4.625%
HK$129,040
+HK$7,402/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,276/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,336
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,751
−HK$3,465/mo
Today · 4.125%
HK$134,216
baseline
▲ 0.50% · 4.625%
HK$141,291
+HK$7,075/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,432/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,353
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,625
−HK$4,341/mo
Today · 4.125%
HK$145,966
baseline
▲ 0.50% · 4.625%
HK$154,848
+HK$8,882/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,932/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,803
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,902
−HK$4,157/mo
Today · 4.125%
HK$161,059
baseline
▲ 0.50% · 4.625%
HK$169,549
+HK$8,490/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,118/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,245
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,229
−HK$5,065/mo
Today · 4.125%
HK$170,294
baseline
▲ 0.50% · 4.625%
HK$180,655
+HK$10,361/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,588/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,271
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,052
−HK$4,850/mo
Today · 4.125%
HK$187,902
baseline
▲ 0.50% · 4.625%
HK$197,807
+HK$9,905/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,804/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,029
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$212,438
−HK$6,511/mo
Today · 4.125%
HK$218,949
baseline
▲ 0.50% · 4.625%
HK$232,271
+HK$13,322/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,898/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,205
−HK$12,383/mo
▼ 0.25% · 3.875%
HK$235,352
−HK$6,236/mo
Today · 4.125%
HK$241,588
baseline
▲ 0.50% · 4.625%
HK$254,323
+HK$12,735/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,176/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,345 · Scale 2, in force from 26 Feb 2026)