LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,462
−HK$7,177/mo
▼ 0.25% · 3.875%
HK$118,022
−HK$3,617/mo
Today · 4.125%
HK$121,639
baseline
▲ 0.50% · 4.625%
HK$129,041
+HK$7,402/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,278/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,337
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,752
−HK$3,465/mo
Today · 4.125%
HK$134,217
baseline
▲ 0.50% · 4.625%
HK$141,292
+HK$7,075/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,434/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,354
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,626
−HK$4,341/mo
Today · 4.125%
HK$145,967
baseline
▲ 0.50% · 4.625%
HK$154,849
+HK$8,882/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,934/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,805
−HK$8,255/mo
▼ 0.25% · 3.875%
HK$156,903
−HK$4,157/mo
Today · 4.125%
HK$161,060
baseline
▲ 0.50% · 4.625%
HK$169,550
+HK$8,490/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,120/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,246
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,231
−HK$5,064/mo
Today · 4.125%
HK$170,295
baseline
▲ 0.50% · 4.625%
HK$180,657
+HK$10,362/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,590/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,272
−HK$9,632/mo
▼ 0.25% · 3.875%
HK$183,053
−HK$4,851/mo
Today · 4.125%
HK$187,904
baseline
▲ 0.50% · 4.625%
HK$197,808
+HK$9,904/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,808/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,031
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$212,439
−HK$6,512/mo
Today · 4.125%
HK$218,951
baseline
▲ 0.50% · 4.625%
HK$232,273
+HK$13,322/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,902/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,207
−HK$12,383/mo
▼ 0.25% · 3.875%
HK$235,354
−HK$6,236/mo
Today · 4.125%
HK$241,590
baseline
▲ 0.50% · 4.625%
HK$254,325
+HK$12,735/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,180/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,363 · Scale 2, in force from 26 Feb 2026)