LTV · monthly repayment
▼ 0.50% · 3.625%
HK$114,466
−HK$7,178/mo
▼ 0.25% · 3.875%
HK$118,026
−HK$3,618/mo
Today · 4.125%
HK$121,644
baseline
▲ 0.50% · 4.625%
HK$129,045
+HK$7,401/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$243,288/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,342
−HK$6,880/mo
▼ 0.25% · 3.875%
HK$130,757
−HK$3,465/mo
Today · 4.125%
HK$134,222
baseline
▲ 0.50% · 4.625%
HK$141,297
+HK$7,075/mo
Deposit HK$25.10M · loan HK$25.10M · min. income ≈ HK$268,444/mo (50% DSR)
Upfront cash ≈ HK$27.23M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,359
−HK$8,613/mo
▼ 0.25% · 3.875%
HK$141,631
−HK$4,341/mo
Today · 4.125%
HK$145,972
baseline
▲ 0.50% · 4.625%
HK$154,854
+HK$8,882/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$291,944/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,810
−HK$8,256/mo
▼ 0.25% · 3.875%
HK$156,908
−HK$4,158/mo
Today · 4.125%
HK$161,066
baseline
▲ 0.50% · 4.625%
HK$169,556
+HK$8,490/mo
Deposit HK$20.08M · loan HK$30.12M · min. income ≈ HK$322,132/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,252
−HK$10,049/mo
▼ 0.25% · 3.875%
HK$165,237
−HK$5,064/mo
Today · 4.125%
HK$170,301
baseline
▲ 0.50% · 4.625%
HK$180,663
+HK$10,362/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$340,602/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,279
−HK$9,631/mo
▼ 0.25% · 3.875%
HK$183,060
−HK$4,850/mo
Today · 4.125%
HK$187,910
baseline
▲ 0.50% · 4.625%
HK$197,815
+HK$9,905/mo
Deposit HK$15.06M · loan HK$35.14M · min. income ≈ HK$375,820/mo (50% DSR)
Upfront cash ≈ HK$17.19M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,038
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$212,447
−HK$6,511/mo
Today · 4.125%
HK$218,958
baseline
▲ 0.50% · 4.625%
HK$232,282
+HK$13,324/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$437,916/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,215
−HK$12,384/mo
▼ 0.25% · 3.875%
HK$235,363
−HK$6,236/mo
Today · 4.125%
HK$241,599
baseline
▲ 0.50% · 4.625%
HK$254,334
+HK$12,735/mo
Deposit HK$5.02M · loan HK$45.18M · min. income ≈ HK$483,198/mo (50% DSR)
Upfront cash ≈ HK$7.15M (deposit + AVD stamp duty HK$2,133,439 · Scale 2, in force from 26 Feb 2026)